![]() In a multicultural society, particularly after the 1960s American civil rights transformations, in which the South again played a bloody role, there is understandable unease about the story's legacy (described by the writer Leonard Pitts Jr as 'a romance set in Auschwitz') and what it means for a civilised world that is trying to make reparation for the slave trade. Every time the book is reprinted or the film repeated, it's almost impossible not to cringe at Scarlett's fat, comical surrogate mother, Mammy, who lives for and through 'her' white family or Prissy, the buffoon who lies about her midwifery experience and gets slapped for her pains. The modern tweaks remind us that, after more than 70 years of social and political change, Gone with the Wind has in some ways survived against the odds. Last week, 38 years after the first musical adaptation, Scarlett, was produced in Tokyo, Trevor Nunn opened his own musical version, featuring mixed-race actors and offering 21st-century perspectives on this much-loved story.
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CD yields jumped in 2022 after the Fed raised rates by 4.25 percentage points in nine months. That’s what has made the current moment so interesting. The aftermath of the Great Recession, in which the Fed kept interest rates near zero for almost a decade as inflation continually ran under its desired level, is just the most recent trend. The story behind drooping CD rates is complicated, and it involves: falling inflation (until recently), an aging population, technological innovations and the Federal Reserve lowering interest rates. At the beginning of 1989, for instance, a one-year CD offered an 8.30% APY. The reason? CDs used to be a much better deal. In 2019, however, only 7.7% of households had a CD. ![]() They were still in vogue nearly two decades later, as more than 16% used them in 2007. Roughly a fifth of households owned a CD in 1989, according to the Fed. CDs used to play an important, albeit complimentary, role in the finances of everyday Americans. 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